I would advertise my co-operative town house where I live.  We used to have waiting lists to get in a unit here because it was a wonderful place to live for moderate income families. A small down payment would qualify you for life in an interactive, happy, safe and fun filled community with a huge swimming pool, tennis courts, 24 hour security, maintenance staff, no lawn mowing and monthly carrying charges of between $200 and $300 dollars a month.  It is well maintained, English Tudor in architecture, and offers seven different floor plans.  The reason I would now advertise it, is that after 30 years, the amount to qualify you for membership, has risen substantially.  It now costs between $22,000 and $40,000 down and this sum represents the amount that people earned monthly as a gratuity for living here.  Therefore, when my family moved in 30 years ago, they put down $1,200 and their option in the co-op today is worth about $27,000.  It is better then renting, and right now, better then owning too.